A Mortgage Debt Consolidation Loan can be one of two types: a home equity loan/line of credit, or a cash-out refinance.
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In addition to showing your monthly payment savings, this calculator can also show you how much faster you'd pay off your debts with a mortgage consolidation loan, as well as your total savings over time.
It can also calculate how much faster you'd pay off your debts by boosting your monthly payments and how much that would save you over the long run.
A home equity loan or line of credit is a good choice if you simply want to consolidate your other debts but keep them separate from your main mortgage used to pay for your home.
This allows you to pay off those debts more quickly while still paying down your regular mortgage over a longer period of time, without combining the two.
Home equity is the appraised value of your home minus the amount you still owe on your loan.