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Grand Canyon University's (GCU) student loan assistance team can help answer your questions about delinquent or defaulted student loans and help you explore your loan consolidation options. While you are in school and attending at least half-time, any federal student loans in a repayment status are eligible for an In-School Deferment (ISD).

The ISD puts a temporary hold on your federal loan payment requirements. Although an ISD is not an option, the Department of Education offers other postponement benefits that may ease your financial burden.

Federal student loans must be repaid, even if you do not complete your degree, you are unable to find a job related to your program of study or you are unsatisfied with the education you paid for with your loan.

Despite what you may be told by some companies, loan consolidation is free.

The Department of Education encourages college graduates to enter into fields of teaching and public service to take advantage of this forgiveness.

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