Effects of consolidating student loans consolidating student loans get out default

They say there is an exception to every rule and the Golden Rule of Student Loan Consolidation is no different.

If you are 100% certain that you know exactly how much money you will be getting and when you will be getting your money, this exception may work for you.

Often used interchangeably, consolidating and refinancing student loans refer to different things.

If you consolidate student loans, you are taking out a new loan in the amount of all of your existing loans combined.

Even if you don’t have the money today, there is no doubt that you will have the money and you will be able to pay it off. If there is even the slightest bit of uncertainty in your financial future, you shouldn’t combine your private student loans with your federal student loans.

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