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Well, we've got the widest range of brands, products and services in all categories to choose from, including shopping, dining and travel, so there's something for everyone. What's more, we also offer air mile redemption with several global airlines so you can fly to your favourite destinations.
But they are an increasingly important front for criminals, who in turn use increasingly sophisticated methods to snare their marks, and take them for whatever they can.
If you don’t pay in full by that date, the balance carries over, and you are charged a hefty interest rate (the national average is over 16% APR right now). If you have a $500 balance and you pay the minimum due, it will take you 27 months to pay it off, and you will pay $153 in interest fees.
There can also be an annual fee, so be mindful of that.
Do a quick health check up of your finances with this article. With a galore of credit cards in the market, we know it’s not easy to find a card that is just right for you.
So here we are with a personality test to see which card belongs to you.
Having higher credit scores will give lenders the confidence to give you a higher credit limit and lower rates.