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Avoid excessive spending, cut unnecessary subscriptions and memberships and don’t spend money on betting – lenders don't look kindly on it. If you work on a commission basis at all it is helpful to make sure that the three months leading up to your application show good steady levels rather than ups and downs. Being away during the process can slow things down dramatically. Make sure you have a good estate agent, a good mortgage broker and a good solicitor.

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You may have multiple photos, create a Favorites List, send a virtual Flower, block a member from communicating with you, use our advanced searching and matching systems, and save your searches to use over again.

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