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Easy financing and a simple sale transaction may be a good selling point for a seller to offer a buyer.

Since a land contract specifies the sale of a specific item of real estate between a seller and buyer, a land contract can be considered a special type of real estate contract.

Since the amount of the final payment is so large, the buyer may obtain a conventional mortgage loan from a bank to make the final payment.

There can be other advantages of using a land contract too.

Interest only, negative amortizations, short balloons, extremely long amortizations just to name a few.