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A credit freeze, also known as a security freeze, is a consumer right provided by Indiana law.
Placing a security freeze on your credit reports can block an identity thief from opening a new account or obtaining credit in your name.
Because identity thieves could attempt to steal the information of individuals such as children or disabled adults who have clean credit history in order to assume their identities and perpetrate fraud, the new law offers a "protected consumer security freeze," similar to the credit freeze for adults.