If you can afford your monthly payment, but you have been a sloppy payer, then you will likely need to demonstrate responsibility before applying for a refinance.
But, if you can afford your current monthly payment and have been responsible with those payments, then a refinance could be possible and help you pay the debt off sooner.
You may be looking for ways to refinance your student loans at a lower interest rate, but don’t know where to turn.
We have created the most complete list of lenders currently willing to refinance student loan debt.
Don’t worry about the impact on your credit score of applying to multiple lenders: so long as you complete all of your applications within 14 days, it will only count as one inquiry on your credit score.
We have also created: If you are in financial difficulty and can’t afford your monthly payments, a refinance is not the solution.
Comparing Federal and Private Loans Evaluating Lenders and Offers Assessing Your Finances Community Q&A With the price of education skyrocketing these days, especially in the U.