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Hurricane Irma is one of the strongest Atlantic Ocean hurricanes ever recorded, and has already wreaked havoc across the small islands St Martin, Anguilla and Barbuda and now is bearing down on the British archipelago of Turks and Caicos.Live webcam video from the islands shows huge gusts of winds taking a devastating toll on the Ocean Club Resort in Providenciales.

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Hurricane Irma is moving towards the Dominican Republic in a west-north-westerly direction at 17mph.

Irma’s path of destruction will carry on in this general direction, toward Miami, Florida, over the next few days.

Unfortunately, we’ll have to revise our estimation of the Am Ex prepaid debit cards.

An American Express spokeswoman told us that Am Ex is working on setting up a direct deposit system, which would allow users to reload for free, but for the moment, the only way to avoid opening a checking account is to pay Green Dot $4.95 per reload.

There are no monthly fees, and no minimum balance requirements, so even those who don’t have high balances will receive free checking.